As millions of Americans face uncertainty over potential cuts to SNAP food benefits, Jayson Thornton, CFP, founder of Thornton Financial and host of the popular podcast Pocket Watching with JT, is urging families in financial distress to take back control by focusing on the first and most important step toward stability — budgeting. According to Thornton, people struggling with debt and shrinking resources can’t win “the game of money” if they don’t know the score.
“Many people are terrified right now about losing their food assistance,” says Thornton. “But before worrying about debt or what’s next for SNAP, you have to know exactly where your money is going. Financial clarity comes first — not panic.”
Tells Families Affected by SNAP Cuts to
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New Self-Help Book “Blame It on the Feel of Pain” About Detangling From Past Pain
Get ready for a transformational journey toward inner peace as indie author Max W. Miller’s new self-help release, Blame It On The Feel Of Pain, inspires readers in a witty, down-to-earth book. Truth and compassion are foretold, using poetic frames called ‘The Wises,’ and the help of opinionated little emojis bringing laughter and thought-provoking conclusions throughout.
The author encourages her readers, whom she also calls partners, to stop wrestling with the hard knocks of the past. She expresses how voluntarily walking back into time precedes trauma healing. Confronting lingering pains is a step toward strength and hope for the future. ‘Blame It’ delves into the author’s life experiences, bringing to life the importance of using Full Circle Moments to find resolutions.
Throughout Blame It On The Feel Of Pain, the reader grows to understand through a unique interpretation that what we are destined to become grows out of the years we’ve already traveled. Further, our future hinges on how we address the pains of the past. Other expressions focus on how desires in the present are carved out of having a clear vision that old, lingering strongholds must be defeated. A history of suffering is a prerequisite for becoming fed up enough to demand enjoyment now!
To Get On the Road To Overcoming Your Trauma See Her Exclusive Interview
Order Her Book Blame It On The Feel Of Pain
Thornton’s method begins with budgeting, the foundation of his “Pocket Watcher Money Rules” system. Instead of jumping straight to debt payoff or saving large sums, he advises families to start by creating their Money Scorecard — a complete list of income, expenses, assets, and liabilities. This process helps identify spending leaks and reveals “Want Money,” the unnecessary or discretionary spending that can be redirected toward emergency savings or essential needs.
“For example, one client discovered she was spending $500 a month on takeout,” says Thornton. “By simply cutting that in half, she freed up $250 immediately. That’s the power of knowing your numbers — it puts you back in control.”
Thornton also recommends using the 50/50 “Pawn” starter budget, a temporary structure that allocates 50% of income to needs (housing, food, transportation, and minimum debt payments) and the other 50% to savings, to quickly build a one-month emergency fund. He refers to this fund as a “Debt Spiral Guardrail”, a safety net that keeps families from falling deeper into debt when emergencies arise.
“With only $150 in savings, many families are one flat tire or medical bill away from financial crisis,” Thornton warns. “Budgeting is your lifeline. It’s not about fear — it’s about taking control of what you can control.”
After completing Step 1, Thornton encourages individuals to build an emergency savings fund of three to six months of essential living expenses, preferably kept in a High-Yield Savings Account (HYSA) that’s separate from everyday spending. This cushion provides long-term protection and peace of mind in times of economic uncertainty.
“Financial wellness isn’t about income level — it’s about habits,” Thornton says. “If you can track every dollar and make intentional decisions, you can stay afloat even in tough times.”
To learn more about “Pocket Watcher 7 Money Rules” and access free budgeting tools, visit PocketWatcher.net
For press inquiries, contact PocketWatcherJT@gmail.com or 314-776-9076.
Published Author in Her Family
Alexis Donald, MD, a trailblazing African American medical doctor and advocate for empowering young minds, is thrilled to announce the release of her highly anticipated children’s book, Mommy I Want to be a Doctor. Based on her own remarkable journey, this captivating story encourages children to dream big, believe in themselves, and fearlessly pursue their aspirations.
As the first medical doctor in her family, Dr. Alexis has always been driven by a passion for medicine and a desire to make a difference in the world. Her inspiring tale begins with her childhood dreams and takes readers on a heartfelt journey of determination, resilience, and triumph. To Order Her Book Click Here or on Amazon.
To see our exclusive interview with Dr. Donald Tap here.
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nZinga Austin is also the Co-publisher of Our Black News Scoop and Southeast Queens Scoop. The documentary of about 1/2 hr long is getting rave reviews.
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